Ezipears

This is really only a good idea if you’re very concerned about high taxes in retirement or if you’re extremely young and can bank on your i...

One final note: you’ll occasionally hear talk of a “mega backdoor Roth IRA.” This is a similar tactic that’s perfect for people who want to...

So, if you have $8,000 in a traditional IRA and want to convert it to a Roth IRA, you can do so, but you’ll have to pay income taxes on tha...

For people earning a lot during their career but not planning to earn much when they reach retirement age, this isn’t a big deal. Their tax...

A traditional IRA is a lot like a Roth IRA except that there are no income limits – anyone can open one. You have to pay income taxes on th...